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Home Kentucky Information
Kentucky Information PDF Print E-mail
VESTING   
  • The following tenancy types are recognized: Tenants in Common; Joint Tenants and Tenants by the Entirety              
  • The non-titled spouse must sign the security instrument irregardless if he/she holds title              
  • Acceptable instruments for transferring ownership of real property: Warranty Deed; Quitclaim Deed or Limited Warranty Deed              
                 
RELEASE
  • Release (release must state recording information of mortgage being satisfied)           
                 
POWER OF ATTORNEY              
  • Must be durable and specify what powers the attorney holds              
                 
TAX DUE DATES       
  • Taxes are due on September 15th              
  • Taxes become delinquent on January 1st              
                 
MORTGAGE/TRANSFER TAX
  • Mortgage tax is NOT charged              
  • Transfer tax fees are $0.50 per $500.00              
                 
SECURITY INSTRUMENT RECORDING REQUIREMENTS      
  • All instruments submitted for recording must include a name, address and signature of who prepared the document              
  • Notarization must include signature, expiration date of commission and seal or stamp (seal or stamp only required for Out of State notaries)
  • Property tax ID must be included on all documents submitted for recording              
  • All original signatures must have names typed or printed under signature line              
                 
WHO MAY SERVE AS TRUSTEE ON DEED OF TRUST   
  • Not required              
                 
STATUTE OF LIMITATIONS              
                 
  • JUDGMENTS IN FAVOR OF U.S. - 20 years              
  • ALL OTHER JUDGMENTS - 15 years              
  • STATE OF KENTUCKY TAX LIENS - 10 years              
  • FEDERAL TAX LIENS - 10 years              
  • MECHANICS LIEN - 1 years                
  • ESTATE TAX - 10 years              
  • HOMEOWNER'S ASSOCIATION - 15 years              
  • FINANCING STATEMENT - 5 years              
  • MORTGAGES - 15 years from maturity date                             
  • NOTICE OF COMMENCEMENT                                                                     
  • PERSONAL PROPERTY TAX LIENS - 10 years              
  • WORKERS COMPENSATION TAX LIENS - 10 years              
  • PRIVATE              
  • LIS PENDENS               
  • STATE INHERITANCE TAX - 10 years
 

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