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$250 Discount!

We never lose a deal based on fees or pricing.  We are one of the only Title Companies to make our fees available for free online.  All first time customers, who present this coupon prior to closing, will receive a $250.00 discount on published fees.

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VESTING                
  • The following tenancy types are recognized: Joint Tenancy(requires express language); Tenancy in Common and Tenancy by the Entirety(presumed)              
  • The non-titled spouse is not required to sign any security instruments              
  • Acceptable instruments for transferring ownership on real property: Warranty Deed (sales disclosure form required on conveyances only)              
                 
RELEASE              
                 
  • Acceptable instruments to cancel mortgages: Release              
                 
POWER OF ATTORNEY                 
  • Power must be specified and recorded              
                 
TAX DUE DATES                 
  • Taxes are due and payable May 10th and November 10th and become delinquent May 11th and November 11th              
  • Taxes are assessed for the current calendar year; but payable the following year              
  • Make Checks payable to County Treasurer              
  • Property taxes become a lien on March 1st              
                 
MORTGAGE/TRANSFER TAX
  • There is a Mortgage Tax County Intangible Tax on annual unpaid balance of mortgage pursuant to state law paid by lender on an annual return basis.              
                 
SECURITY INSTRUMENT RECORDING REQUIREMENTS          
  • Witnesses are NOT required              
  • Tax identification is not required to be on the document              
  • All original signatures must have the name printed or typed beneath signature lines              
  • Name of the person who prepared the deed must appear at the end of the instrument              
  • The preparer must be an attorney or the Grantor.(conveyance docs)              
  • The notary's seal or stamp must be impressed on all documents              
                 
WHO MAY SERVE AS TRUSTEE ON DEED OF TRUST              
  • Individual (Non-resident) ; Individual (Resident); Corporate Fiduciary              
                 
STATUTE OF LIMITATIONS     
  • MORTGAGES - * 21 years from mturity date or, if none, from the date of mortgage             
  • JUDGMENTS IN FAVOR OF U.S. - 20 years              
  • JUDGMENT LIENS IN FAVOR OF THE STATE OF INDIANA - 10 years              
  • ALL OTHER JUDGMENTS - 10 years              
  • STATE OF INDIANA TAX LIENS - 10 years                
  • FEDERAL TAX LIENS - 10 years              
  • MECHANICS LIEN - 1 year              
  • ESTATE TAX - *10 years from date of death         
  • FINANCING STATEMENT - *5 years or release of mortgage              
  • PERSONAL PROPERTY TAX LIENS - 10 years              
  • WORKERS COMPENSATION TAX LIENS - 10 years