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Term Definition
ImpoundsA trust type of account established by lenders for the accumulation of borrower's funds to meet periodic payments of taxes, mortgage insurance premiums, and/or future insurance policy premiums, required to protect their security.
 
Inchoate CurtesyThe curtesy interest of a husband during the life of her wife. It is an interest which upon the death of the wife may ripen into possession and use. Most states have abolished curtesy rights.
 
Inchoate DowerThe dower interest of a wife during the life of her husband. It is an interest which upon the death of the husband may ripen into possession and use. Most states have abolished dower rights
 
IndemnityInsurance against possible loss or damage. A title insurance policy is a contract of indemnity.
 
Index

(1) An alphabetical listing in the public records of the names of parties to recorded real estate instruments together with the book and page number of the record.

(2) The listing in abstract and title plants of recorded real estate instruments in groups according to land descriptions, known as a geographic index.

(3) The alphabetical listing in abstract and title plants, by names of the parties, of all recorded instruments that affect but do not describe particular real estate, such as judgments, powers of attorney, wills and probate proceedings. Such indexes are known by various names, such as "general index," "judgment index" and "name index."

 
IngressThe right to enter a tract of land. Usually used as part of the term "ingress and egress" and interchangeably with "access."
 
InstrumentAny writing having legal form and significance, such as a deed, mortgage, will or lease.
 
InsuranceA contract under which, for a consideration, one party (the insurer) agrees to indemnify another (the insured) for a possible loss under specific conditions.
 
Interest

(1) A share or right in property.

(2) A charge paid for borrowing money.

 
Interim FinancingTemporary or short term loans. Often used with new construction.
 
IntestateWithout leaving a will, or leaving an invalid will so that the property of the estate passes according to the laws of succession rather than by direction of the deceased. 
 


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