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Home Georiga Information
Georgia Information PDF Print E-mail
VESTING             
  • The following tenancy types are recognized: Tenancy in Common and Estates in joint tenancy                      
  • The non-titled spouse is NOT required to sign the security instrument                      
  • Acceptable instruments for transferring ownership on real property: Warranty Deed, Quitclaim Deed or Limited Warranty Deed. A transfer tax declaration form (PT-6)1 is required for conveyances only.                      
              
RELEASE             
  • Acceptable instruments to release mortgages: Original Security Deed with cancellation signed on its face or Quitclaim Deed with appropriate recital to release or cancellation.                       
              
POWER OF ATTORNEY             
  • Must be durable                      
              
TAX DUE DATES            
  • Taxes are levied on January 1st and are due at various times depending on the county and city                      
              
MORTGAGE/TRANSFER TAX         
  • Transfer tax fees are $1.00 per $1000.00                      
  • Mortgage tax of $1.50 per $500.00 for loans with maturity greater than 3 years                      
              
SECURITY INSTRUMENT RECORDING REQUIREMENTS            
  • All names must be typed or printed under signatures                      
  • Prepared by must appear on the top 3" of the first page of all deeds                      
  • Name and signature of the person who prepared the deed must appear on the instrument                      
  • Notaries stamp, seal with expiration date must be on all instruments submitted for recording                      
  • Two witnesses are required (notary must be one)                      
              
WHO MAY SERVE AS TRUSTEE ON DEED OF TRUST            
  • N/A                      
              
STATUTE OF LIMITATIONS                 
  • JUDGMENTS IN FAVOR OF U.S. - 20 years                      
  • ALL OTHER JUDGMENTS - 7 years                      
  • STATE OF GEORGIA TAX LIENS - 7 years                      
  • FEDERAL TAX LIENS - 10 years                      
  • MECHANICS LIEN - 1 year from date claim due unless suit is filed                      
  • ESTATE TAX - 10 years                      
  • FINANCING STATEMENT - 5 years                      
  • HOMEOWNERS ASSOCIATION - 4 YEARS                      
  • MORTGAGES - 20 YEARS AFTER MATURITY                      
  • NOTICE OF COMMENCEMENT - N/A                      
  • PERONAL PROPERTY TAX LIENS - 7 YEARS                      
  • WORKERS COMPENSATION TAX LIENS - N/A              
  • PRIVATE - N/A              
  • LIS PENDENS - NOT A LIEN              
  • STATE INHERITANCE TAX - 7 YEARS                                       
 

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